Today’s Best Fixed and Variable Rates
Finding the right mortgage rate is key to saving money over the life of your loan. Our mortgage partners will compare multiple lenders to bring you competitive rates tailored to your financial profile.
Who We Help
Low or bruised credit
Your credit score doesn't define your options. Our mortgage partners specialize in finding solutions for clients who've faced financial setbacks.
Self-employed or non-traditional income
Freelancer, contractor, or business owner? Our mortgage partners know how to present your income in a way lenders understand.
High debt levels
A high debt ratio doesn't mean a dead end. Our mortgage partners identify lenders who look at the full picture, not just the numbers.
Recent job changes or unstable income history
New job or inconsistent income? Our mortgage partners work with lenders who value your potential, not just your history.
Previous bankruptcy or consumer proposal
Life happens. Our mortgage partners help clients rebuild and access financing, even after major financial events.
Mortgage declines from banks or lenders
Been turned down before? That's exactly why we exist — we find the path forward when traditional lenders say no.
Speak to an Expert
Ready to Secure Your Rate?
Get pre-approved today and lock in a competitive rate.
Rates are subject to change without notice and may vary based on your financial profile,
property type, and lender conditions. The rates shown are for qualified borrowers and
may not reflect all available options.
property type, and lender conditions. The rates shown are for qualified borrowers and
may not reflect all available options.
FAQ
What Affects Your Mortgage Rate?
Fixed vs Variable: Which is Right for You?
How are mortgage rates determined?
Can I get a good mortgage rate with bad credit?
How can I lower my mortgage rate?
Should I choose a fixed or variable rate?
How long can I lock in a mortgage rate?
Do mortgage rates change often?
What is the best mortgage rate available right now?
Can I refinance to get a better mortgage rate?
Are there penalties for breaking a mortgage early?
Why should I work with a mortgage broker instead of going directly to a bank?
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LendFix is an independent educational and information resource. We are not a licensed mortgage brokerage, lender, or financial advisor. Any information, calculators, or tools provided on this site are for general illustrative purposes only and do not constitute financial, legal, or professional advice. We may receive compensation from third-party mortgage brokers or lenders for consumer referrals. All mortgage inquiries are referred to our mortgage broker partners who are fully licensed. Always consult a licensed mortgage professional regarding your specific financial situation.