1. Acceptance of Terms
By accessing or using the LendFix website (the "Site"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree with any part of these Terms, please discontinue your use of the Site immediately.
These Terms apply to all visitors, users, and anyone who accesses or uses the Site.
2. About LendFix
LendFix is a licensed mortgage brokerage firm operating in the province of Quebec, Canada. We act as an intermediary between borrowers and lenders to help individuals and businesses find suitable mortgage financing solutions. LendFix is duly registered and operates in compliance with applicable Quebec and federal regulations governing mortgage brokerage activities.
3. Nature of the Website
This Site is a showcase website intended to provide general information about LendFix and its services. The content published on this Site is for informational purposes only and does not constitute:
- Legal advice
- Financial advice
- A guarantee of mortgage approval or any specific rate
- A binding offer or commitment of any kind
Nothing on this Site should be interpreted as a formal mortgage application or a contractual agreement between you and LendFix. All mortgage transactions are subject to a separate engagement process and applicable regulatory requirements.
4. No Guarantee of Results
Mortgage qualification depends on a wide range of factors including, but not limited to, creditworthiness, income, property value, lender criteria, and market conditions. LendFix makes no representations or guarantees regarding:
- Approval for any mortgage product
- Specific interest rates or terms
- Timelines for processing or funding
Any rates, examples, or scenarios referenced on this Site are for illustrative purposes only and are subject to change without notice.
5. Intellectual Property
All content on this Site, including but not limited to text, graphics, logos, images, and design elements, is the property of LendFix or its content providers and is protected by applicable Canadian and international intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.
6. Use of the Site
You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You agree not to:
- Use the Site in any way that violates applicable local, provincial, federal, or international laws or regulations
- Attempt to gain unauthorized access to any part of the Site or its related systems
- Transmit any unsolicited or unauthorized advertising or promotional material
- Engage in any conduct that could damage, disable, or impair the Site or interfere with other users' access
7. Third-Party Links
This Site may contain links to third-party websites, including lenders, financial institutions, or other service providers. These links are provided for your convenience only. LendFix has no control over the content or practices of those websites and accepts no responsibility for them. Accessing third-party websites is done at your own risk.
8. Limitation of Liability
To the fullest extent permitted by applicable law, LendFix, its officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:
- Your use of or inability to use the Site
- Any errors or omissions in the Site's content
- Any unauthorized access to or alteration of your data
- Any third-party content or conduct linked to or from the Site
LendFix's total liability, in any case, shall not exceed the amount paid by you, if any, for accessing the Site or its services.
9. Disclaimer of Warranties
This Site is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
LendFix does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
10. Privacy
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the collection and use of your information as described in the Privacy Policy.
11. Governing Law and Jurisdiction
These Terms are governed by and construed in accordance with the laws of the Province of Quebec and the applicable laws of Canada. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of the Province of Quebec.
12. Language
These Terms are drafted in English. In the event of any conflict or inconsistency between the English version and any translated version, the English version shall prevail, subject to applicable language laws in the Province of Quebec.
Ces conditions sont rédigées en anglais. En cas de conflit, la version anglaise prévaut, sous réserve des lois linguistiques applicables au Québec.
13. Changes to These Terms
LendFix reserves the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
14. Contact Us
For any questions regarding these Terms & Conditions, please contact us.
